Rubius The Future Of Finance



Introduction
From purchase, to sale or send, Rubius offers the complete crypto-payment ecosystem.
The end-to-end solution begins with the Rubiex exchange. There, users can purchase and trade cryptocurrency within an intuitive environment. The exchange leverages extremely low fees to offer greater value than its competitors.

Rubius’ next link in the chain offers users a secure tool to send and receive cryptocurrency. The versatile Aryl wallet serves as both decentralized bank and exchange facilitator. The wallet’s user-friendliness allows for confusion free payments between users, and Aryl’s Volatility Shield protects wallet value by converting unstable cryptos into a preferred, steady currency. The Shield’s streamlined conversions allow users to quickly liquidate their holdings from an exchange without excessive fees or long queues typical of other “cashing-out” methods.

RUBY tokens power this innovative ecosystem. Users who transact with the native Rubius currency receive 50% off fees across all platforms.

Proceeds from the ICO will be used to develop the first crypto network to solve the issues of over complexity, exploitative fees, and volatility. Early investors will benefit from adoption at the premier stage of development, when the coin is at its cheapest value. Eventually Rubius will expand to explore further blockchain solutions outside the financial sector, and RUBY tokens will always be at the heart of these ventures, increasing in utility and demand.

RUBIUS PROTOCOL
The Rubius protocol is a decentralized blockchain solution that focuses on the transfer and exchange of Rubius coins. This protocol is focused on serving an ecosystem of Rubius software which will provide the world with trustless, ubiquitous financial services.

Rubius Coins
Rubius coins or RUBYs are a decentralized cryptocurrency based on the ERC20 token standard. RUBY transactions are simple, safe, and low-cost.

RUBY coins are an autonomous digital currency supported by the Ethereum platform and all RUBY transactions will be processed by the Ethereum Virtual Machine (EVM). The EVM ensures transparency by verifying, recording, and publishing all transactional data.

Rubius Ecosystem
The Rubius ecosystem consists of our smartphone app called Aryl, our web-based exchange called Rubiex, the Rubius coins, and will include all of other proposed products. The ecosystem intertwines smartphones, laptops, desktops, tablets, and all other computing devices into a platform for financial security.


Rubiex
Rubiex will be a web-based cryptocurrency exchange which will host hundreds of coins and tokens like bitcoin (BTC), Ethereum (ETH), Ripple (XRP), etc. The focus of Rubiex will be to facilitate trading through our high-quality user interface or our API functionality. Although Rubiex will begin as a crypto-exchange, we plan to later incorporate all types of tradable assets such as stocks, ETFs, mutual funds, fiat currencies, etc.

Merchant Software
We plan to develop software to facilitate trustless merchant services in both physical stores and eCommerce marketplaces. For physical stores, we will attempt to develop decentralized point of-sale (POS) software that can facilitate payments made via Apple Pay, Google Pay, or credit/ debit card. To facilitate payments for physical stores and online marketplaces, we plan to use decentralized applications to develop novel payment gateway software.

Rubius Smart Escrow (RSE)
To promote the adoption of cryptocurrency, we plan to develop an escrow mechanism using Ethereum smart contracts. With a normal escrow process, an asset is kept in the custody of a third party and will only be released once a service has been filled or a product has been delivered. For the Rubius Smart Escrow (RSE), this asset will be your cryptocurrency payment and there will be no third party involved (unless one has been specifically requested before deploying the contract). Instead, users will both agree upon a set of conditions before deploying the contract and these conditions will define where the assets will go in the case of a dispute. The RSE will be incorporated into the Aryl payment platform in a later version so that users can select and deploy contracts from inside the app.

Benefits of Rubius
The Rubius project was created by the company, Rubius Inc., which runs the software using blocking technology. The company is located in America in the state of Florida. The company's activities are focused on the development of crypto-currency products, services, and solutions that help to stimulate the economic development of digital assets.
Rubius will begin working as a software provider, with the subsequent creation of a world-class new bank, offering financial services for mass use through the project software.

The main product of the platform is the development of the application of a new level - Aryl, which allows to minimize volatility in the cryptocurrency market and protect users' funds from quick loss of value. Activating the protection against volatility, each user's money will be automatically exchanged for the selected cryptocurrency or converted into fiat, depending on the set parameters. Artificial intelligence Aryl acts according to the given algorithm.
Aryl offers profitable terms to traders for conducting trading operations. The cost of one transaction is 1% of the amount, which is a competitive offer in comparison with competitors.
Calculations on the platform are carried out using smart contracts, reducing the cost of the transaction and increasing the profit of the trader. Smart contracts allow you to perform transactions on Aryl in a matter of seconds using a digital signature.

ICO Details
We have dedicated 70% of all Rubius coins to our initial coin offering. Our Pre-ICO will begin on July 31st and last for two weeks. The main sale for our ICO will start at 2:00pm EST on August 21st, 2018. The ICO will consist of three phases, spanning across five weeks (or until all tokens have sold). After the end of each phase, the price will increase, so we recommend participants get their RUBYs early.




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