Neluns - The Modern Financial Ecosystem
Neluns is the modern
financial ecosystem, bringing together a bank that will operate both with fiat
and crypto. Also, it will include itself a cryptocurrency exchange and
insurance company, making the best conditions for the quality evolution of the
cryptocurrency market.
To solve current problems
like limiting cryptocurrency in daily use, the possibilites of market
participants, it is need for an innovative and wide solution. Neluns goal is to
combine the cryptocurrency market with the financial one. Also, Neluns is going
to brake down all barriers and to solve some of big problems which are present
now and prevent the interaction of human with cryptocurrency world. Neluns is
coming with a solution of current problems, bringing innovative idea and
technologies.
Neluns
Bank
The first element of the
ecosystem is the Neluns Bank. Which is a licensed commercial bank, officially registered
in accordance with all regulatory requirements.
The Neluns Bank presents
a broad spectrum of services for physical and legal entities. While all
operations are available in fiat and in cryptocurrencies.
During the first stage,
Neluns Bank will carry out activities combining classical banking and banking
on the Blockchain. In the future, Neluns Bank, together with its partners, will
transition to its own Blockchain for international settlement purposes. The utilization of leading technologies
allows us to create financial products, access to which will be available
around the clock from any part of the world.
Neluns
Exchange
The Neluns Exchange
strive to become a global cryptocurrency exchange and establish itself as the
foundation for a new and complex banking architecture, which does not suffer
from the shortcomings of the existing system. We are creating an innovative
solution, eliminating the drawbacks of existing cryptocurrency exchanges.
Neluns
Insurance
A separate element of the
Neluns financial ecosystem, is the insurance company - Neluns Insurance. On
demand of the bank and cryptocurrency exchange users, it will carry out
insurance coverage for financial risks, tied to trades and transactions.
Ecosystem users will have access to full and
partial risk insurance.
• Full insurance.
Provides insurance coverage in full when an insured event occurs.
• Partial insurance.
Limits insurance coverage as certain insurance amounts, as well as the system
of specific insured event occurrence conditions.
The base insurance premium amount with full
coverage comprises 10% from the total trade/transaction sum. It can change
depending on a row of criteria. The cost of partial coverage is determined
individually for each specific case.
After the insurance
payment is paid, the claim right of the defaulting party is transferred from
the insured to the insurer.
Clients will have access to the following
insurance services:
• Risk insurance for defaulting counterparties
when executing transactions. •
Insurance in case of unforeseen circumstances during transactions.
As the ecosystem develops, the set of
insurance products will be expanded. The following services will be added to
the basic services:
• Insurance of credit and
deposit risks.
• Insurance of investment
risks.
• Insurance of financial
guarantees.
ROADMAP
Issuance
of bank cards
After receiving a bank
license and connecting to SWIFT, we will connect Neluns Bank to a variety of
payment systems (Visa, MasterCard, American Express, and others).
As an issuing bank,
Neluns will perform the following functions:
• Issuance of bank cards
to clients.
• Authorization of
payments at the request of retail outlets.
• Payment of merchant
accounts by writing off corresponding amounts from the client accounts.
• Issuing cash money in
any partnering ATM’s of Visa, MasterCard, American Express, worldwide.
• Security (blocking of
accounts in the case of lost cards, etc.)
Holders of cards issued
by Neluns Bank, will be able to pay for purchases. At the same time, payments
in both fiat and cryptocurrencies are allowed. In case of payments being made
in cryptocurrencies, they will be converted into fiat based on current Neluns
Exchange market rates.
To make it easy, card
issued by Neluns Bank use Contactless payment systems (MasterCard Contactless,
Visa paywave, Apple Pay, Samsung Pay, Google Pay), modern, innovative
technologies consistent with EMV (Europay+Mastercard+Visa) in accordance with
the ISO/IEC 14443 standard.
Aside from this, Neluns
Bank users will be able to deposit fiat in any ATM, anywhere in the world, onto
their bank accounts.
In the future, we plan to
develop our own POS-terminals. They will be installed in sales outlets of bank
clients. Thus, Neluns will combine the functions of an issuer and acquirer in
the future.
We have developed
software products with 4 types of bank cards:
Lite
–
bank card released for first level verified users (email address). Users can
participate in trades on the Neluns Exchange (with 1:5 margin trading). Trade
sums cannot exceed $300.
Silver
– bank card released for second level verified users (verification through
social networks and mobile number). Users can participate in trades on the
Neluns Exchange (with 1:10 margin trading) and the P2P lending platform. Trade
sums cannot exceed $500.
Gold
– bank card released for third level verified users (verification through
identity verification and mobile number).
Users gain access to all Neluns Bank services, Neluns Exchange (with
1:20 margin trading), Neluns Insurance. Restrictions on trade amounts are
absent.
Platinum
– bank card released for third level verified users (verification through
identity verification and mobile number), who have deposited no less than $5000
in the Neluns Bank. Users gain access to all Neluns Bank services, Neluns
Exchange (with 1:20 margin trading), Neluns Insurance. Restrictions on trade
amounts are absent.
NLS
Token
The NLS token is created
in accordance with the ERC-20 standard.
The NLS token is a
security token.
The NLS token will
provide holders with dividends in the amount of 50% of the profits of the
Neluns ecosystem (Neluns Bank, Neluns Exchange, Neluns Insurance). Dividends
will be distributed each quarter in proportion to the number of tokens held
comparative to the total number of tokens in circulation.
Aside from this, NLS
token holders will have an access to bonuses and privileges when using products
of the Neluns ecosystem. The more NLS tokens a holder has, the more privileges
he will receive.
NLS tokens can be
acquired throughout the Pre-Sale, Pre-ICO, and ICO. The acquisition of NLS tokens
in the secondary market will be possible immediately after listing on
cryptocurrency exchanges.
Unsold tokens will be
frozen after the ICO. Each year, 3% of the tokens will be burned.
NLS
token emission
During the ICO, 200 000
000 NLS tokens will be released
Base price of 1 NLS token
= 1 USD
NLS
token distributions
80% tokens will be sold
during the ICO
12% tokens will remain
with the platform development team
5% tokens will be
directed towards the Bounty campaign
3% tokens will be
retained by project advisors
Expected
price of NLS
The economic modeling of
business process allows us to forecast the NLS token price growth over a short,
medium, and long-term perspective.
Neluns
ICO
Stages
(rounds) ICO
Pre-Sale
Hard Cap - $2.000.000
Soft Cap - $500.000
1 stage (round),
pre-sale, stage (round) length 14 days,
from 08-01-2018 to
08-15-2018.
Pre-ICO
Hard Cap - $10.000.000
Soft Cap - $2.000.000
2 stage (round), pre-ICO,
stage (round) length 21 days,
from 08-15-2018 to
09-05-2018.
ICO
Hard Cap - $112.000.000
Soft Cap - $10.000.000
3 stage (round), ICO,
stage (round) length 31 days,
from 09-05-2018 to
10-05-2018.
PROFIL BITCOINTALK : https://bitcointalk.org/index.php?action=profile;u=2275669;sa=summary
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